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Personal Finance

Checking Accounts

Free Checking
New City Bank’s Free Checking account is ideal for students, senior citizens, or anyone else who is interested in a basic, no hassle, and totally free checking account.
- Free ATM card - No monthly fee
- Free 24 hour telephone banking - No balance requirement
- Free monthly email statements - $100.00 deposit to open account 
- Responsive customer service - Free Online Banking

Regular Checking
New City Bank’s regular checking account offers customers a reliable and economical tool to manage their finances.
- Free ATM card - No monthly fee if $250.00 balance is maintained
- Free 24 hour telephone banking - $250.00 deposit to open account
- Responsive customer service - Free images of all checks written included with statements
- Free monthly email statements - Free Merchant Account Banking Free Virtual Terminal Setup Here.

Money Market
New City Bank’s Money Market Account is perfect for anyone looking for a way to collect interest on their account while still having the option of writing occasional checks
- Free 24 hour telephone banking - No monthly fee if $500.00 balance is maintained
- Free monthly email statements - $500.00 deposit to open account
- Free images of all checks written included with    statements - Responsive Customer service
- Free Online Banking  

Personal NOW Account
Similar to the Money Market Account, New City Bank’s Personal NOW account offers check writing ability with the bonus of receiving interest on your balance. With the NOW account customers have unlimited check writing power.
- Free ATM card - No monthly fee if $500.00 balance is maintained
- Free 24 hour telephone banking - $500.00 deposit to open account
- Free monthly email statements - Responsive Customer service
- Free images of all checks written included with statements - Free Online Banking
 
Personal Savings
New City Bank offers a standard savings account with a competitive rate.
- Free quarterly email statements - Free 24 hour telephone banking
- $100 deposit to open account - No monthly charge if $100.00 is maintained
- Responsive Customer service - Free Online Banking
   
 
Certificates of Deposit
New City Bank offers CD’s with terms from 6 months to 60 months that give customers a safe investment with a higher return than a regular savings account.

Check out our current rates.

Minimum amount required to open a CD is $1,000.00.
 
IRA's
Begin saving for retirement with one of New City Bank’s IRA’s that are offered with terms from 6 months to 60 months.

Check out our current rates.

Minimum amount required to open an IRA is $1,000.00.
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     Copyright 2004 New City Bank. All Rights Reserved     Equal Opportunity Lender     Member FDIC     Phone: (312) 588-0088