Lending Center

Lending Center

New City Bank’s lending philosophy is that every loan request deserves to be considered. While we cannot guarantee that every request will be approved, we will do our best to be flexible with every customer in working out the most fair deal possible.


Home Mortgage Loans
Now is a great time to refinance your existing mortgage with one of New City Bank’s attractive rates. If this is your first home purchase, New City Bank would be more than happy to consider your loan request and give a quick response. Unlike most banks, New City Bank can move at a reasonably fast pace in processing your loan and getting it completed as quickly as possible.
Home Equity Loans
New City Bank is offering a great rate for anyone needing a loan to remodel, do additions, or make any other improvements on their home. Home Equity Lines of Credit are a great way to increase the value of your home in an affordable way. We now offer 7 year lines.
Collection Agency Services
New City Bank works will small businesses to help you collect on medical, auto, credit card debts. We offer an advanced credit card billing and debt payment system developed for the collection agency industry. Give us a call and let us work with you to grow your accounts receivables business.
Business Loans
New City Bank is committed to making loans to small businesses within the community whenever possible. We have funding and working capital relationships with Entrust Merchant Funding and Zymico Business Funding. Whether you are looking to expand your business or make improvements to your office, New City Bank would like to help you make it happen.
Auto Loans
New City Bank offers car loans using the following reasonable rates.
Personal Lines of Credit
New City Bank offers Personal Lines of Credit that can be secured by your home or other forms of collateral for a variety of purposes. We will be happy to work with you to consolidate your outstanding debts by replacing your current rate with a more manageable rate.


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     Copyright 2004 New City Bank. All Rights Reserved     Equal Opportunity Lender     Member FDIC     Phone: (312) 588-0088